Do I need an umbrella policy?
An umbrella policy adds $1 million or more of liability coverage on top of your auto and home. It kicks in when a lawsuit is bigger than those policies will pay. Check what applies to you.
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Good to know
It's usually cheaper than people think. The first $1 million is often a few hundred dollars a year, depending on how many cars and homes you have.
You'll usually need higher limits underneath. Most carriers want your auto liability around 250/500 and your home liability around $300,000 before the umbrella starts. We can line those up together.
It covers more than car wrecks. Umbrellas often cover things like libel and slander claims, and they can help pay legal defense costs.
Read more on our blog
Want to see what an umbrella costs?
We quote umbrellas with your auto and home so everything lines up.
Results are estimates for planning only. Your policy documents control your actual coverage.