Your landlord's policy covers the building. Your belongings, your liability, and your temporary housing if something goes wrong — that's on you unless you have renters insurance.
Three types of protection for Lexington renters — all in one affordable policy.
Covers your electronics, furniture, clothing, and personal items against fire, theft, vandalism, and certain water damage. Lexington apartment and home renters are often surprised how much they actually own.
If a guest is injured in your rental — slips on a wet floor, trips on a rug — you can be sued. Liability coverage pays your legal defense and any settlement, protecting your savings and wages.
If a fire or storm makes your Lexington rental uninhabitable, this pays for a hotel, temporary apartment, and extra living expenses while repairs are made.
Most renters policies include dog bite liability coverage. Some breeds are restricted by certain carriers — as an independent agent, we find carriers that cover your specific pet without exclusions.
Lexington County renters face specific risks worth knowing about.
Lexington County averages multiple significant storm events per year. Fire, lightning strikes, and storm-related damage are common triggers for renters insurance claims in the Midlands.
Renters insurance covers your belongings not just in your apartment — but in your car, at school, or while traveling. A stolen laptop from your car is often covered under your renters policy.
More Lexington landlords are requiring proof of renters insurance as a lease condition. Getting covered before your move-in date is the simplest approach.
Lexington renters who bundle renters insurance with their auto policy typically save 5–15% on auto premiums while adding renters for just a few extra dollars per month.
Learn More
In-depth articles covering renters insurance for South Carolina renters and apartment dwellers.
A complete local guide — what your landlord's policy won't cover and how to get protected for as little as $15/month.
Read the guide →Adding renters insurance to your auto policy is one of the easiest ways to save on both.
Read the guide →Just moved to Lexington? This checklist covers renters insurance and every other coverage need for new residents.
Read the guide →Takes about 10 minutes. Local agent, honest advice, no pressure. Most Lexington renters are covered same day.
Ben Mauldin | 803-920-8827 | ben@mauldininsurancegroup.com