Protect Your Business.
Protect Your Livelihood.

South Carolina requires workers' compensation for most businesses with four or more employees. Commercial auto insurance is required if your business uses vehicles. General liability is not legally required but is often required by clients, landlords, and licensing boards — and is essential protection regardless.

A BOP combines general liability and commercial property insurance into one package policy, usually at a lower cost than buying each separately. It's ideal for most small to medium-sized businesses that have a physical location and face common liability risks. We can help you determine if a BOP is the right fit or if you need more customized coverage.

Yes. Your homeowners policy does not cover business-related liability or business property. If a client visits your home and is injured, or if business equipment is stolen or damaged, you likely have no coverage without a separate business policy. Home-based business policies are available and often very affordable.

Absolutely. Once you have a policy in place, we can help you request certificates of insurance for clients, landlords, or contracts that require proof of coverage. We make the process straightforward so you can focus on running your business.

Just call or email us. We'll ask a few questions about your business — type of work, number of employees, annual revenue, location — and then shop multiple carriers to find the right coverage at a competitive price. There's no cost and no obligation for a quote.